|本期目录/Table of Contents|

[1]李敏生,张屈征.企业行为与国有商业银行资产运作效率分析[J].长安大学学报(社科版),2000,2(01):13-16.
 LI Min-sheng,ZHANG Qu-zheng.Analysis of enterprises′ behaviour and operating efficiency of state-owned banks[J].Journal of Chang'an University(Social Science Edition),2000,2(01):13-16.
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《长安大学学报(社科版)》[ISSN:1671-6248/CN:61-1391/C]

卷:
第2卷
期数:
2000年01期
页码:
13-16
栏目:
出版日期:
2000-06-20

文章信息/Info

Title:
Analysis of enterprises′ behaviour and operating efficiency of state-owned banks
作者:
李敏生1张屈征2
1.西安石油学院经济管理系,陕西西安  710065; 2.西北建筑工程学院社科系,陕西西安  710061)
Author(s):
LI Min-sheng1ZHANG Qu-zheng2
1.Department of Economics and Administration,Xi’an Petroleum Institute, Xi’an 710065,China; 2.Department of Social Science, NW Inst.of Arch.Eng.,Xi′an 710061,China)
关键词:
企业银行资产效率
Keywords:
enterprisebankassetsefficiency
分类号:
F273.4 
DOI:
-
文献标志码:
A
摘要:
在我国,特定的企业产权制度和组织结构,使企业行为对国有商业银行资产运作效率有 着重要的影响。由于企业行为不规范造成国有商业银行以信货资金滞化为特征的资产运作效率 低下。企业依赖银行的程度是由企业的资产负债结构决定的。企业维持正常经营所需的资金绝 大部分依靠银行贷款来解决,一旦企业经营出风险,必然影响银行资金的正常运作。解决这一问 题需要企业体制改革与金融体制改革配套进行。
Abstract:
In China, the certain property right and organizition structure make that the enterprises managements have an important influence on the operating efficiency of State-owned Commercial Banks Assets.The distorted behaviour of enterpises is an element factor to result in inefficient operating of State-owned Commercial Banks Assets. The structure of enterprise's sheet of assets and debts decides that the enterprise relies on the bank, the most funds needed by enterprise comes from bank, if enterprise takes risk in its management, the bank's assets will be influenced.This problem can only be resolved by the further reform of both enterprises and banks.

参考文献/References:

[1] 武捷思.中国国民商业银行行为研究[M].北京:中国金融出版社,1996.89-91.
[2] 黄铁军.中国国民商业银行运行机制研究[M].北京:中国金融出版社,1998.35-36.

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备注/Memo

备注/Memo:
[收稿日期] 1999-10-19
[作者简介]李敏生(1959— ),男,河北省县人,西安石油学院讲师,管理学博士,从事经济管理学研究。
更新日期/Last Update: 2000-06-20